Somehow this month the JPA's bill for Tuntutan Bayaran Balik Pinjaman looks different. First I thought it's the quality of the paper, rougher. Then the big logo in the middle. Then only today I realized, JPA has changed the ayat Quran used to remind people to pay up. Now they are quoting a hadith. Here goes:
Sabda Rasullullah yang diriwayatkan oleh Abu Hurairah r.a. yg bermaksud "Roh seorang mukmin yg berhutang jika hutangnya tidak dijelaskan, maka tergantung-gantunglah ia di antara langit dan bumi, yg bererti tersiksalah roh itu hingga dibayarkan hutangnya itu".
Wah, this is great. Kutip hutang sambil beramal. Such a great idea. I don't know what PTPTN has done to collect the RM2b or so from the errant loan defaulters. They should try this approach. To block people from leaving for overseas is also good, but maybe they can try this approach as well. Alamat sudah tidak wujud, that sounds incredible. There should be a body set up to ensure PTPTN can collect back all those money.
Knowing Malaysians household is having among the highest loans in the world, it is not surprising that people will put loans on low interest, or no interest at all (like JPA's), as the last to be paid up in their priority list. I was actually very surprised to note that some of the higher level people in my organization are encouraging people to take up personal loan to settle all the various other loans. It's like opening a new hole to cover all the old many holes. Only this one hole is huge, eat you up for the next 20 years. *sigh*.
OK Mr. JPA. Your reminder in terms of ayat Quran and Hadith have really gotten into me. I am paying up more amount these days. Promise.
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